1. Assign Chores
As a parent, you create a list of age-appropriate tasks in the Parent Dashboard. From "Make the bed" to "Walk the dog," your child sees their to-do list clearly.
🪙 New Feature
KidCoins:
KidCoins:
Raise money-smart kids
Give your children their own colorful, safe financial world inside Patchly. Assign chores, earn digital coins, and learn the value of saving — all without the stress.
Leo saved $15! 🎉
Chore Master Badge
👶 What is KidCoins?
A child-friendly financial learning module
KidCoins is a dedicated sub-account designed specifically for children. It’s a safe, gamified space where they can manage their own "allowance," track chores, and visualize their savings goals — all under your watchful eye.
Unlike complex adult banking apps, KidCoins uses bright colors, simple icons, and instant rewards to make financial concepts click. It’s the bridge between piggy banks and real-world budgeting.
🧩 How It Works
From chores to cash (virtually)
It’s a simple three-step loop that builds good habits every day.
2. Earn Coins
When your child completes a task, they tap "Done." Instantly, KidCoins are added to their balance. They can see their total grow in real-time.
3. Spend or Save
They can choose to spend their coins on a reward (like a trip to the ice cream shop) or save them toward a bigger goal, like a new video game or bike.
🧠 Age-Appropriate Tiers
Grown-up money skills, just right for them
We adapt the interface as your child grows, ensuring the learning curve is always just right.
Ages 6–9
Visual & Playful: Big icons, simple coin counters, and sticker rewards. Focus is on earning and immediate gratification.
Ages 10–13
Transaction Feed: A scrolling list of what they earned and spent. Introduction to categories and basic budgeting concepts.
Ages 14+
Real Budgeting Lite: Full transaction history, goal tracking with progress bars, and a simulated "investing" mini-game.
👨👩👧👦 Parent Controls
You’re always in the driver's seat
Peace of mind for you, fun for them. You control the rules.
Approve Requests
Before your child spends coins, they must submit a request. You get a notification and can approve, deny, or edit the amount instantly.
Set Spending Limits
Define how much they can spend per week or per item. This teaches them to prioritize and prevents impulse buys.
Full Visibility
See exactly how many coins they earned, how much they saved, and where they spent it. No hidden surprises.
🏆 Learning Badges
Unlock financial literacy achievements
Gamification makes learning stick. Kids unlock badges as they hit milestones.
First Savings Goal
Set your first target and watch the progress bar move. A great introduction to delayed gratification.
Chore Master
Complete 10 chores in a row without missing a beat. Shows consistency and responsibility.
Smart Shopper
Make a purchase that stays within your weekly budget limit. Proves you can manage money wisely.
🛡️ Safety & Privacy
A safe space for their financial future
We prioritize privacy and safety above all else.
Child Privacy: KidCoins accounts are completely separate from your main family budget. Your child's spending habits and balances are private to their own view.
Parental Visibility: You have a dedicated "Parent View" that shows activity logs, pending requests, and settings. You can even hide the app icon on their device if you prefer.
💬 Real Stories
Parents and kids love KidCoins
★★★★★
"I used to struggle to get my 8-year-old to do her chores. Now, she's actually excited to earn her coins. It's been a game-changer for our household routine."
★★★★★
"I love saving up for my Nintendo Switch! I set a goal and now I have enough coins. Mom says I'm a really good saver."
🧵 Stitch Together Your Family Finances
Add KidCoins to your
Add KidCoins to your
Family Patch plan
Give your children the financial head start they deserve. It's included in the Family Patch plan.
Cancel anytime · No hidden fees